Indemnity Plans

With an indemnity plan, you have the freedom to visit any healthcare provider you prefer. You'll pay for services upfront at the time of your appointment, then submit a claim to your insurance company afterward for reimbursement.

If you prefer the flexibility to see any provider without the restrictions of in-network or out-of-network limitations common to traditional health plans, an indemnity plan could be a good fit. These plans are especially beneficial if you travel often or live in an area with limited network options, as they offer coverage wherever you receive care—no need to visit a in-network facility.

Our agents are here to help you explore your options and choose a plan that fits your family’s unique healthcare and budget needs. Because we work with a wide range of health insurance carriers, we can help you find an indemnity plan that aligns with both your medical and financial goals.